Compare · side by side
Conservative vs Reform on stamp duty: how they compare
Both would slash stamp duty for home buyers, but the Conservatives would abolish it entirely on main homes while Reform keeps a small charge on the most expensive properties.
Conservative
- Abolish stamp duty entirely on primary residences, of any value.
- Second homes and additional properties keep paying, including the surcharge.
- No new annual charge to replace it.
- The biggest cash saving goes to buyers of the most expensive homes.
Reform UK
- 0% stamp duty below £750,000, 2% to £1.5m, 4% above.
- Most buyers — including first-time buyers — would pay nothing.
- Keeps a smaller charge on higher-value homes.
- A flatter, simpler set of bands.
The bottom line
Below £750,000, both plans mean no stamp duty. Above it, the Conservatives' full abolition saves more on expensive main homes, while Reform still charges 2–4%. Both calculators show your saving.
Frequently asked questions
Who pays less stamp duty, under the Conservatives or Reform?
Below £750,000 both mean nothing to pay. Above £750,000 the Conservative plan (full abolition on main homes) saves more than Reform's 2–4% bands. On second homes, both keep a charge.