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Personal impact · All parties

How would each party's policies affect you?

Fill in your details once. We apply every party's current proposals — tax, benefits, housing, pensions — to your numbers, flag your current tax traps, and show the impact side by side. Every figure links to a full, sourced explainer, and your results get a shareable link.

A what-if, not a forecast. Announced proposals only, modelled on 2026/27 rates. First-time-buyer stamp duty relief is modelled; Scotland's LBTT is flagged, not calculated. Benefit figures show the full child element before the UC taper and benefit cap. Projections are labelled. Independent and unofficial. Not financial or voting advice.

About you

Family & home

Wealth & assets

Fill in your details and press the button — you'll get a verdict, your current tax traps, and one card per party ranked by the yearly impact on your finances, with every claim linked to its full explainer.

Modelled on 2026/27 rates: income tax (rest-of-UK and Scottish bands, with pension contributions deducted before tax), SDLT including first-time-buyer relief, CGT (18/24%, £3,000 exemption), Universal Credit child element (£3,514/yr, shown before taper and benefit cap), child benefit clawback (£60,000–£80,000 on adjusted income), private school fees VAT at 20%. Party proposals as published and analysed on this site; qualitative impacts are flagged, not scored; projections are labelled. One-off effects (like stamp duty) are shown separately from yearly effects. Scotland: income tax uses Scottish bands; property purchases pay LBTT (not modelled). Not financial advice.

How this works

Each party card combines that party's proposals we've analysed: Reform's £20,000 allowance and stamp duty cut, the Greens' NI rise and CGT reform, the Conservatives' stamp duty abolition, Triple Lock Plus and school-fees VAT reversal, Labour's two-child limit abolition and threshold freeze (fiscal drag), and the Lib Dems' CGT reform. Impacts we can't honestly price — rights, services, the environment — appear as labelled notes, never numbers.